1.Bad debts mean
a) Amounts owed to a company that are going to be paid
b) Amounts owed to a company that are not going to be paid
c) Amounts owed to a company that are going to be paid within 2 years
d) Amounts owed to a company that are not going to be paid within 8 years a) Amounts owed to a company that are going to be paid
b) Amounts owed to a company that are not going to be paid
c) Amounts owed to a company that are going to be paid within 2 years
e) None of these
(1) Inject liquidity
(2) Absorb liquidity
(3) Increase the liquidity with banking system
(4) Keep the liquidity at one level
(5) None of these
3.When the customer withdraws cash from ATM, the banker and customer relationship is ?
a) Debtor and Creditor
b) Creditor and Debtor
c) Lessor and Lessee
d) Agent and principal
e) None of these
4.Regional Rural Banks were set up on the recommendations of 7
a) Nariman Committee
b) Narasimham Committee
c) Gadgil committee
d) Puri Committee
e) None of these
5.................launched the process of reforms of financial system in India ?
a) Gadgil committee
b) Nariman committee
c) Narasimham committee
d) Khanana Committee
e) None of these
6.Which of the following can be categories as a Merchant Banking service?
a) Consultancy on finance to a company
b) Advance in capital structure
c) Managing mergers
d) Helping in finalizing take over I
e) All the above
7.Service Area Approach is associated with ?
a) Industrial Finance
b) Micro finance
c) Rural Finance
d) Consortium Finance
e) None of these
8.Which of the following is a type of anticipatory letter of credit 7
a) Green clause letter of credit
b) Yellow clause letter of credit
c) Back to back letters of credit d) Revolving letter of credit
9...........do not attract TDS.
a) Fixed deposits
b) Reinvestment deposits
c) NRO SB
d) NRO FDR
e) Recurring deposits
10.SLR is maintained as a percentage of 7
a) Tune liabilities
b) Demand liabilities
c )Time and Demand liabilities
d) Gross time and demand liabilities
e) Net demand and time Liabilities
11.The credit policy laid down by the top management of a bank does not deal with ?
a) Credit risk management
b) Pricing of the credit products
c) Appraisal of time and demand deposits
d) Documentation standards
e) None of these
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